Pawsome Care Now.
Flexible Options Later.

Any pet owner seeking flexible payment options for veterinary care may submit a request. To qualify with network providers, you will generally need to be at least 18 years old, have a verifiable source of income, and maintain an active personal checking account. Additional eligibility requirements are determined by each third-party provider.

Requested care budgets typically range from $500 to $5,000—covering everything from routine dental care to emergency surgeries. From third-party network providers based on eligibility. The actual financing amount offered depends on provider criteria, your creditworthiness, and state regulations.

APRs from network providers range dynamically from 9.95% to 35.99% based on individual underwriting review by the final provider. Your exact APR will be clearly disclosed by the third-party provider before you agree to any financing. You are under no obligation to accept any offer.

After completing the third-party provider's process and signing their agreement, funds are typically deposited via ACH into your checking account by the next business day. Exact timing depends on the provider and your bank's processing schedule.

Most network providers do not charge prepayment penalties. If you pay off your care financing plan early, you typically only owe the principal balance plus interest accrued to your payoff date. Confirm prepayment terms with your specific provider.

Late fees and NSF fees are determined by the third-party provider and will be disclosed in their agreement before you sign. Contact your provider directly if you anticipate a missed payment—most providers have options to help.

Cancellation rights are governed by the third-party provider's agreement. Many providers offer a right-to-cancel window—review the cancellation policy in your provider's agreement carefully before signing.